Independent Advisors,
Your Independent Future.
Trusted Advisors for Business Owners, Families & Individuals Since 1984
Independent, Fiduciary Guidance
Since our founding by Joe Klinkhammer in 1984, Klinkhammer Financial has grown into a second-generation firm, carrying forward a tradition of holistic financial guidance. Grounded in trust, our fiduciary approach reflects our commitment to independence, integrity, legacy, and partnership. Our mission is to inspire clients to identify and capitalize on their best financial opportunities.
With the understanding that no two clients are alike, we will help you gain a better understanding of your current financial circumstances, provide planning for wealth accumulation, engage in ongoing wealth management, and guide you toward your complete financial well-being.
Who We Serve
Business Owners
As a successful business owner or entrepreneur, it’s easy for your business to become your financial plan. At Klinkhammer Financial, we understand the self-employed mindset. We help business owners strategically leverage their businesses for tax efficiency, retirement readiness, and legacy planning. Planning your financial independence should extend well beyond your business.
Discover how to align your business success with enduring financial independence.
Business Owners
As a successful business owner or entrepreneur, it’s easy for your business to become your financial plan. At Klinkhammer Financial, we understand the self-employed mindset. We help business owners strategically leverage their businesses for tax efficiency, retirement readiness, and legacy planning. Planning your financial independence should extend well beyond your business.
Discover how to align your business success with enduring financial independence.
Individuals, Families & Retirees
We proudly partner with individuals, families, and retirees to provide objective, fiduciary guidance focused on long-term financial independence. Through thoughtful investment management and coordinated retirement, cash flow, tax, insurance, and estate planning, we deliver customized strategies designed to support you and your family at every stage of life.
Explore a planning approach built around your life and goals.
Individuals, Families & Retirees
We proudly partner with individuals, families, and retirees to provide objective, fiduciary guidance focused on long-term financial independence. Through thoughtful investment management and coordinated retirement, cash flow, tax, insurance, and estate planning, we deliver customized strategies designed to support you and your family at every stage of life.
Explore a planning approach built around your life and goals.
Military
We are honored to partner with current and former members of our nation’s armed forces. Military careers require specialized planning to navigate benefits, TSP strategies, pension decisions, additional retirement account options, and the transition to your next opportunity. Through fiduciary financial guidance, we help you and your family plan confidently for what comes next.
Discover independence in navigating your military benefits and the next chapter.
Military
We are honored to partner with current and former members of our nation’s armed forces. Military careers require specialized planning to navigate benefits, TSP strategies, pension decisions, additional retirement account options, and the transition to your next opportunity. Through fiduciary financial guidance, we help you and your family plan confidently for what comes next.
Discover independence in navigating your military benefits and the next chapter.
NFL Alumni & Sports Professionals
An NFL alumnus himself, Joe Klinkhammer earned professional contracts with the Green Bay Packers and the Dallas Cowboys. Drawing on firsthand experience, we work closely with NFL alumni and professional athletes to provide comprehensive fiduciary guidance. Plan while you play and successfully transition to opportunities beyond the field.
Plan for success both during and beyond your time in the League.
NFL Alumni & Sports Professionals
An NFL alumnus himself, Joe Klinkhammer earned professional contracts with the Green Bay Packers and the Dallas Cowboys. Drawing on firsthand experience, we work closely with NFL alumni and professional athletes to provide comprehensive fiduciary guidance. Plan while you play and successfully transition to opportunities beyond the field.
Plan for success both during and beyond your time in the League.
Music & Entertainment Industry Professionals
We serve as trusted advisors to songwriters, publishers, producers, artist managers, business managers, and label executives alike. With deep knowledge of the music industry, we provide independent business management and fiduciary financial planning tailored to the unique complexities of your profession. Whether your focus is songwriting, publishing, recording, producing, or artist and label management, our guidance is built around your craft and your long-term vision.
Discover financial guidance for the business behind the music.
Music & Entertainment Industry Professionals
We serve as trusted advisors to songwriters, publishers, producers, artist managers, business managers, and label executives alike. With deep knowledge of the music industry, we provide independent business management and fiduciary financial planning tailored to the unique complexities of your profession. Whether your focus is songwriting, publishing, recording, producing, or artist and label management, our guidance is built around your craft and your long-term vision.
Discover financial guidance for the business behind the music.
Private Wealth Management
Our Private Wealth Management services are designed for high-net-worth individuals and families with complex financial lives who value personalized attention, coordination, and discretion. We provide comprehensive oversight across investments, taxation, estate planning, charitable giving, and legacy planning to deliver a unified strategy aligned with your long-term vision and values.
Experience thoughtful wealth management built around your goals, family, and legacy.
Private Wealth Management
Our Private Wealth Management services are designed for high-net-worth individuals and families with complex financial lives who value personalized attention, coordination, and discretion. We provide comprehensive oversight across investments, taxation, estate planning, charitable giving, and legacy planning to deliver a unified strategy aligned with your long-term vision and values.
Experience thoughtful wealth management built around your goals, family, and legacy.
Comprehensive Financial Planning
We take a holistic approach to financial planning and create a coordinated strategy across your investments, insurance, taxes, retirement, and more. As fiduciaries, we are focused solely on your success and financial well-being.
Whether you are planning for a child’s education, preparing for your retirement goals, or considering the legacy you wish to leave behind, our comprehensive advice is designed to support you through every stage of your financial journey.
Our Planning Services Include:
Wealth Management
Comprehensive Financial Planning
Business Management
College Funding Strategies
Life, Disability & Long-term Care Insurance Planning
Cash Flow Management
Retirement Planning
Estate Planning
Awards and Recognition
- Klinkhammer Financial has been featured in: The Wall Street Journal, Forbes Magazine, Fortune, Mpls St Paul Magazine, and Twin Cities Business
- Joe Klinkhammer is a multi-year recipient of the Five Star Wealth Manager Award
- Alex Klinkhammer is a multi-year recipient of the Five Star Wealth Manager Award
- Lindsey Haefemeyer is a multi-year recipient of the Five Star Wealth Manager Award
- Alex Klinkhammer was named a 2024 Rising Star by InvestmentNews
- Joe Klinkhammer and Alex Klinkhammer were named finalists for the InvestmentNews Awards 2026 Midwest Advisor of the Year
Award Disclosures:
- InvestmentNews 2024 Rising Stars (formerly 40 Under 40). Nominees had to be aged 40 or under (as of November 30, 2024) and be committed to a career in wealth management with a clear passion for the industry. Finalists were chosen based on nominations and winners were selected by an independent judging panel. To learn about the award nomination and selection process, www.investmentnews.com.
- To receive the Five Star Wealth Manager award, a wealth manager must satisfy 10 objective eligibility and evaluation criteria that are associated with wealth managers who provide quality services to their clients. Factors taken into account include assets under management and client retention rate. Candidates also undergo a thorough regulatory and complaint review. Award candidates who satisfy the eligibility and evaluation criteria associated with providing quality services to their clients receive the Five Star Wealth Manager award.
- InvestmentNews 2026 Advisor the Year Excellence Awardee (Finalist) — Midwest region recognizes the most outstanding advisors in specified regions. The winner is publicly or self nominated and then judged based upon business development methods, knowledge of investment strategies, client relationship and retention methodology, client education, and community involvement. Winner will be announced June 24, 2026. This award is not based on investment performance.
Independent Advisors. Your Independent Future.
Feel confident about your finances. Contact Klinkhammer Financial for a complimentary portfolio review and financial planning consultation.
Klinkhammer Financial
8353 210th St. West, Suite 201
Lakeville, MN 55044
Phone
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